Don’t panic about interest rate rises on your loan repayments. Quietly check the impact. One solution is to cut other spending. Another is to extend the loan period to keep payments the same. Another to refinance elsewhere. There are always reasonably good solutions to loan problems.
GBAC Advisory Pty Ltd deals with them every day. It is just the media that strikes fear into borrowers hearts.
It may also be time to review your budgets and see what expenses can be lowered without damaging revenue or what could be increased to make a far bigger contribution to revenue.